What You Need for a Mexico Tourist Auto Policy Quote

Learn exactly what you’ll need to get a Mexico tourist auto policy quote online.

A road trip to Mexico is always an adventure—whether you’re heading to Baja’s coastline, exploring colonial towns, or soaking in vibrant culture. But before you cross the border, there’s one essential step: having the right Mexico auto insurance policy. At MexicoCovered.com, we make quoting and purchasing simple—so you can get covered in just minutes.

Here’s the checklist of information you’ll need before starting your quote.

What You’ll Need Before Quoting

Getting a quote is fast and easy—just have these details ready:

1. Travel Details

• Start and End Dates – Your policy only covers the dates you select.
• Policy Activation – Coverage begins at 12:01 AM on your entry date unless purchased the same day, in which case it starts at the time of purchase.
• Short vs. Long-Term Coverage – Frequent visitors may save with an annual Mexico auto insurance policy.

2. Vehicle Information

• Year, Make, and Model – Determines eligibility and coverage options.
• Vehicle Value – Impacts the cost of full coverage. Not sure? See our guide on how to determine your vehicle’s value for Mexico auto insurance.

3. Liability Limits You’ll Choose During the Quote

Mexican law requires liability insurance for all foreign drivers. Since 2013, liability limits have increased, with some accident settlements exceeding $300,000 USD depending on the state.

Choosing the right liability limit is key—we recommend purchasing the highest limit you can afford for better financial protection.

4. Towed Units & Additional Vehicles

Bringing a trailer, boat, or jet ski? Your policy automatically includes Civil liability coverage, and you can add full coverage for extra protection.

Towed Vehicle Coverage Options:

• Liability-Only Coverage – Included for trailers, boats, and other units.
• Full Coverage While Towing – Each towed unit must be listed separately for theft or damage coverage.
• Detached Units – Once unhitched, a separate policy is required for coverage.

For more details, read about getting trailers covered on a Mexican auto insurance policy.

What Your Quote Can Include

A Mexico tourist auto policy generally offers:

• Physical damage & theft – Covers repair costs or replacement value.
• Liability coverage – Protects you financially if you cause injury or damage.
• Legal assistance – Legal support if you’re involved in an accident.
• Roadside assistance – Help with breakdowns, towing, or flat tires. Learn more about MexVisit, included with all MexicoCovered.com policies.

Not typically included:

• Off-road driving, racing, or alcohol-related accidents
• High-value vehicles may have limited options
• Damage caused by unauthorized drivers

See the full list of policy exclusions here.

Who Can Drive Your Vehicle?

Does your policy cover other drivers? It depends:

• Some policies allow any licensed driver.
• Others restrict coverage to the named insured.
• Drivers under 21 or over 80 may face restrictions.

If someone else might drive, see our post on what happens if another driver takes the wheel in Mexico.

Trip Length Matters

When quoting, you’ll select how long you’ll be in Mexico:

• 30 days or fewer
• 31–90 days
• 90–180 days
• More than 180 days

For longer stays, an annual policy is often the best value. Snowbirds, business travelers, and property owners in Mexico save money with extended coverage compared to repeatedly renewing short-term policies.

If you only travel to Baja or Sonora, ask about a discounted rate when quoting.

How to Complete Your Quote Online

Getting insured is quick and hassle-free. Here’s how:

• Enter your travel dates and vehicle details.
• Select your coverage options.
• Get an instant quote and purchase your policy.

Your proof of insurance arrives immediately, so you’re ready to cross the border.

Annual Trips or Extended Stays?

If you visit Mexico often, an annual policy offers better savings and convenience. Take multiple trips without buying a new policy each time.

FAQs: Common Questions About Quotes

Why do I need to provide so much information?

Insurance companies need specific details to:

• Ensure you have the right coverage.
• Calculate accurate pricing based on trip length and destination.
• Meet Mexican government and insurer requirements.

How do I know if my vehicle is eligible for full coverage?

Your car must have theft and collision coverage in your home country to qualify. Otherwise, you can only purchase liability coverage.

Can I adjust my policy after purchase?

Yes, though changes may require a new policy. Contact us if you need to extend your trip or adjust coverage.

Get Your Quote Now

Mexico is waiting—make sure you’re covered before you go. With MexicoCovered.com, you can get insured in minutes and travel with peace of mind.

Click here to get your Mexico tourist auto policy quote now.

Why Choose MexicoCovered.com?

• Fast & Easy Quotes – Get covered in minutes.
• Flexible Policies – Choose daily or annual coverage.
• Trusted Provider – Join thousands of satisfied travelers.

Your Mexican adventure starts here—get insured today and drive with confidence!