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Mexico
Homeowners Insurance

Quote & buy Mexico homeowners insurance for seasonal properties online in minutes. It’s fast, easy, and secure.

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Select a product from one of the carrier groups to begin your quote.

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(877) 334-7646
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What is Mexico Homeowners Insurance?

Mexico homeowners insurance provides coverage for eligible single-family dwellings in Mexico. If you own a home or condo or have an interest in one, you will need Mexico home insurance to protect your financial interests. Typically, Mexico home insurance is for seasonally owned, or permanently occupied single-family homes, condos, or townhomes. You can even get insurance if you are a renter.

Mexico homeowners Insurance

Why Trust MexicoCovered.com?

Selecting the right homeowner’s insurance for your home in Mexico can be complex. MexicoCovered.com makes it easy. We simplify the process by bringing your top-rated, authorized Mexico homeowner’s insurance in a convenient online platform.

Here are the reasons why you should choose us for your insurance needs:

  • Extensive Provider Network: We collaborate exclusively with authorized Mexican insurance providers that specialize in coverage that meets all Mexican legal requirements.
  • Customizable Plans: From liability to personal property, or theft to catastrophic coverage, choose what suits your needs. Enhance your policy with adjustable deductibles.
  • Instant Policy Issuance: No delays—receive your policy via email immediately upon purchase.
  • User-Friendly Quoting Tools: Easily compare plans and prices from different carriers using our quoting platforms. Make an informed decision with all the information you need right at your fingertips.

Home Insurance Coverage for Mexico

First, while Mexico homeowners insurance has the same purpose as your US home insurance, there are differences. The policies offered through MexicoCovered.com offer you the ability to insure a single-family home, condominium, or townhome. If you are a renter, you can also purchase home insurance coverage. As always, make sure you review your coverages and are familiar before you buy. When you’re ready,  you can quote & buy online.

Explore Mexico Home Insurance Coverage

  • Dwelling Coverage: Coverage for dwellings from $5,000 up to $2,000,000
  • Liability Insurance: Up to $2 Million for Bodily Injury and/or Property Damage
  • Personal Property: Furnishings, appliances, electronics and artwork are covered.
  • Extraordinary Expense: Loss of rents or Lodging reimbursement
  • Glass Breakage: Includes sliding glass doors, windows, sky lights, glass block and more.
  • Theft Coverage: Optional for home furnishings and household contents.
  • Debris Removal: Pays for clean up and removal of debris resulting from a loss.

Get a Mexico Homeowners
Insurance Quote

Quote, Buy & Print
Select a product from one of the carrier groups to begin your quote.

Rather speak with an insurance agent?
Call (877) 334-7343

Mexico homeowners insurance FAQs

Why do I need Mexico homeowners insurance?

When you own a home in the US, you buy homeowners insurance to protect your investment. The same is true when you buy Mexico home insurance. A Mexico homeowners insurance policy not only provides protection for your dwelling, but it can also provide coverage for your personal belongings, civil liability, or loss or use benefits when your home is being repaired for a covered loss. The right Mexico home insurance can protect you from unnecessary out-of-pocket expenses.

What do I need to get a quote?

With MexicoCovered.com, you can get Mexico Homeowners Insurance online. You can start a quote today. Before you begin, you’ll need these items to get an accurate quote:

  • Postal code
  • Your home’s structure value (replacement cost)
  • Your belongings value
  • If any part of your home’s structure construction is wood
  • Year your home was built
  • If your home is near the ocean, a lake, or a river
What type of losses does Mexico home insurance cover?

In the US, we typically sell home insurance on an open perils basis. This basically means peril is covered unless it is expressly excluded by the policy. However, in Mexico, homeowners insurance covers losses on a named perils basis. As a result, you have coverage for sudden losses and damages to your home and/or its contents when things like these happen:

  • Fire
  • Explosion
  • Water damage
  • Fallen trees
  • Vandalism
  • Accidental glass breakage
  • Theft inside the home
  • Damages to others (liability)
  • Optional – Earthquake and Volcanic Eruption (if purchased)
  • Optional – Hydro-meteorological Events (eg. Floods, hurricane, windstorms)
What currency is used in insurance policies for Mexico?

All the amounts, premiums, limits, and coverage shown in the quotes and the Mexico home insurance policies are expressed in US dollars. When making a claim to the Mexican insurer for a loss that warrants payment of damages or reimbursement, for practical purposes, the payment is made in pesos.

What types of homes are covered?

MexicoCovered.com offers coverage on single-family homes, condos, townhouses, rented homes, condos, or apartments. Not sure if your home is covered, contact us and we can consult with you or even find you the right policy.

What language is my policy written?

The official policy is written in Spanish, and the Spanish version is what is used to determine coverage. However, you will be provided a courtesy policy that is translated into English to help you understand your coverages. You will also be provided a courtesy translation of the policy’s terms and conditions.

Is there coverage for jewelry or art?

You can purchase coverage for valuables such as jewelry, watches, art, antiques, collections, rugs, silver items, and more. In your quote, you will be requested to list items and values for these types of things. Some items may require approval if they exceed certain values.