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Mexico Condominium Insurance

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Mexico Condominium Insurance

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Insurance for your Condo or Townhome in Mexico

Mexico condominium insurance or a townhome policy offers coverage for the contents of your condo or townhome. You can begin with USD 25,000 of interior building coverage for a modestly built condominium, or as much as $2,000,000. Unlike your Mexico homeowner’s insurance, dwelling coverage for your condo or townhome covers the interior walls, alterations, and fixtures. This can include cabinets, countertops, floor coverings, bathroom fixtures, water heaters, etc.

Similar to the US or Canada condo association CC&Rs the HOA’s bylaws will determine how your unit should be insured. It’s a good idea to review and understand the association’s requirements before determining which portion of the dwelling you need to insure.

Do you rent out your condo to others? Our policy covers rental liability and loss of rent, not only for dwellings with annual lease agreements, but also for short-term vacation rentals.

Mexico Condominium Insurance

Why Trust MexicoCovered.com?

Deciding to buy Mexico’s condo insurance can be complex, but we make it easy. MexicoCovered.com simplifies the process by bringing together several top-rated, authorized Mexican home insurance carriers in one convenient online platform.

Here are the reasons why you should choose us for your insurance needs:

  • Extensive Provider Network: We collaborate exclusively with authorized insurance providers that specialize in condo and townhome coverage that meets all Mexican legal requirements.
  • Customizable Plans: From contents only to customer interior coverage options, choose what suits your condo or townhome. Enhance your policy with add-ons and flexible deductibles.
  • Instant Policy Issuance: No delays—receive your policy via email immediately upon purchase.
  • User-Friendly Quoting Tools: Easily compare plans and prices from different carriers using our quoting platforms. Make an informed decision with all the information you need right at your fingertips.

Why type of condo insurance policy do you need?

Contents Only Coverage

Typically for Renter’s Policies

Contents only policies are designed for renters, who have no financial interest in the rental units they occupy, but who need coverage for their personal belongings.

In rare instances, for example, if the condo association’s master policy sufficiently covers your unit’s interior structural items-you may want contents only coverage.

If you need coverage for the contents only, Mexpro has a competitive All Risk Coverage for your contents, including replacement cost for theft.

Personal Property Coverage

Typical for Condos & Townhomes

Personal property coverage includes furnishings, appliances, electronic equipment and other contents.

GNP has ‘sub-limits’ on personal property, which state the maximum dollar amount the insurer pays for certain items. If the value of these items is higher than the sub-limit, you may wish to add an endorsement to the policy, to purchase additional coverage. This typically requires itemizing with purchase receipts or appraisals. Expensive jewelry and artwork are examples of items where an endorsement is requested.

Minimum Deductibles

The minimum allowable deductibles for condominiums and townhomes are $500 USD for dwelling (building) and $1000 USD for glass coverage.

Explore Mexico Condo Insurance Coverage

  • Dwelling Coverage: Coverage for dwellings from $5,000 up to $2,000,000
  • Liability Insurance: Up to $2 Million for Bodily Injury and/or Property Damage
  • Personal Property: Furnishings, appliances, electronics and artwork are covered.
  • Extraordinary Expense: Loss of rents or Lodging reimbursement
  • Glass Breakage: Includes sliding glass doors, windows, sky lights, glass block and more.
  • Theft Coverage: Optional for home furnishings and household contents.
  • Debris Removal: Pays for clean up and removal of debris resulting from a loss.
See All Coverage Options

What our customers are saying

Mark
Mark S.
Provo, Utah

“I never go on a fishing expedition without the coverage I got from these guys. Top-notch service.“

Sarah
Sarah K.
Tucson, Arizona

“I found the best price for comprehensive coverage on MexicoCovered.com. The process was straightforward, and I felt reassured having immediate proof of insurance.”

Danny
Danny R.
San Marcos, CA

“Thanks to MexicoCovered.com, my family and I enjoyed a worry-free sailing trip around Los Cabos.“

Carlos
Carlos M.
Mission Viejo, California

“When our car broke down in Guadalajara, the roadside assistance we added on was a lifesaver. Quick, efficient, and exactly what we needed in a stressful moment.”

Lisa
Lisa P.
San Diego, California

“Navigating through different insurance options was incredibly easy on MexicoCovered.com. The details were clear, and getting covered took just a few minutes.“

Simon
Simon L
Chula Vista, CA

I was a little confused about the process because I was bringing a trailer with a small boat. The sales team was excellent and helped me understand the process and what to expect. The quote was quick and the rates were good. Overall, excellent sales experience.

Raymond
Raymond G.
El Paso, TX

I’m driving into Mexico more frequently now, and the MexicoCovered.com site makes it really easy for me to get my policy issued and my car on the road.

Maria
Maria S.
Oceanside, CA

I was buying Mexico tourist insurance through my insurance agent, but MexicoCovered.com made it super easy. I’ll be buying with them when I drive into Mexico from now on.

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    Call (877) 222-3253