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Mexico RV Insurance

Quote & buy Mexico RV insurance online in just minutes. It’s fast, easy, and secure.

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What is Mexico Tourist RV Insurance?

Mexico RV insurance provides specialty vehicle insurance for tourists driving their US or Canadian-registered motorhome, van, or RV into Mexico. Just like private passenger cars, if you drive your RV in Mexico, you will be required to have civil liability insurance. All our Mexico RV insurance products meet this basic requirement and provide you with extensive additional benefits to protect your vehicle and your vacation.

Mexico RV Insurance

Why Trust MexicoCovered.com?

Enjoying your drive through Mexico shouldn’t mean navigating difficult Mexico RV Insurance requirements. We make it easy to buy insurance online, giving you peace of mind to enjoy your vacation. MexicoCovered.com simplifies the process by bringing together several top-rated, authorized Mexican RV insurance carriers in one convenient online platform.

Here are the reasons why you should choose us for your insurance needs:

  • Extensive Provider Network: We collaborate exclusively with authorized insurance providers that specialize in coverage that meets all Mexican legal requirements.
  • Customizable Plans: From liability to full coverage options, choose what suits your travel plans best. Enhance your policy with add-ons like medical expenses, legal assistance, and roadside assistance.
  • Instant Policy Issuance: No delays—receive your policy via email immediately upon purchase.
  • User-Friendly Quoting Tools: Easily compare plans and prices from different carriers using our quoting platforms. Make an informed decision with all the information you need right at your fingertips.

Get the right Mexico RV insurance coverage

First, you have to have proof of liability insurance to drive a vhicle in Mexico. Your US or Canadian insurance simply won’t be reconized in Mexico. In fact, Mexican law requires your RV liability insurance to be purchased from an insurer that’s licensed to provide coverage in Mexico.

You’re in luck, Mexico Covered provides Mexico RV Insurance through our Mexican Insurance carrier partners. You can start a quote online and easily select the right amount of coverage for your trip.  Policies can be purchased on a daily or annual term, so it works perfectly for a day trip or extended vacation.

Explore RV Insurance Coverage Options

  • Liability Insurance: Covers damages to third parties caused by your vehicle, a crucial requirement for driving in Mexico.
  • Collision and Comprehensive Insurance: Protects your vehicle against theft, natural disasters, and accidents.
  • Medical Coverage: Offers compensation for medical treatments resulting from accidents, covering both driver and passengers.
  • Legal Aid: Provides access to legal representation in the event of accidents or legal issues while driving.
  • Roadside Assistance: Includes services like towing, battery jump-starts, and flat tire changes, ensuring help is always at hand.

Need Coverage for your trailer?

When you buy Mexico RV insurance, liability coverage is transferred to all towed trailers. You can add physical damage and theft, and get coverage while in tow and disconnected from your tow vehicle. Learn more about trailer coverage.

Get a Mexico RV
Insurance Quote

Quote, Buy & Print
Select a product from one of the carrier groups to begin your quote.

Rather speak with an insurance agent?
Call (877) 334-7343

Mexico RV Insurance FAQs

Why do I need Mexican RV insurance to travel to Mexico?

When traveling to Mexico in any type of vehicle registered in the United States, Canada or any other country that is not Mexico (car, motorcycle, mobile home, etc.), you must have Mexican car insurance covered by a Mexican insurer before crossing the border. (American and/or Canadian insurances are not recognized by Mexican authorities). Legislation in Mexico requires that your vehicle insurance coverage be from an authorized Mexican insurance company. When you travel across the border with your vehicle, you are subject to the traffic laws of the neighboring country.

How much does RV insurance cost to travel to Mexico?

The cost of Mexico RV Insurance is determined by Mexican insurance companies. The price of the Mexican insurance company depends on the duration of your visit, the value of the RV or motorhome, the coverage you elect, and the deductibles you choose.

At MexicoCovered.com, we have some of the best rates and coverage options. Ready to travel, get a quote online in minutes.

What currency is used in insurance policies for Mexico?

All the amounts, premiums, limits and coverage shown in the quotes and the tourist car policies for Mexico are expressed in US dollars. When making a claim to the Mexican insurer for a loss that warrants a payment of damages or reimbursement, you can request the payment be made in US dollars, or for practical purposes you can request payment in Mexican pesos.

What do I need to buy Mexican RV Insurance?

Getting a quote for Mexico auto insurance is easy. There are only a few things you’ll need to get a quote, and a few more if you decide to buy. Remember, all this can be done online with MexicoCovered.com.

Below is a list of the most common things you’ll need to get a Mexico auto insurance quote online or with an insurance agent:

  • The days you’ll be in Mexico: The days of your travel will be your policy term. The effective date will be the day you enter Mexico, and you’re expiration date will be the day you re-enter the U.S.) Note: If you’ll be traveling for more than 40 days or maybe you’ll be making frequent trips to Mexico, an annual policy may be more economical.
  • Vehicle Type: For most Mexico tourist auto insurance policies, you can insure the following vehicle types: Cars, Sedans, Van or Minivan, Pick Up Truck, SUV, RVs or Recreational vehicles, and street-legal motorcycles.
  • Vehicle Value: Auto insurance policies are written on the basis of your vehicle’s actual cash value (ACV). If you are unsure of the current value of your car, you can use KBB.com or Edmonds.com to get the most up-to-date valuation of your vehicle.
  • Towed Units: If you intend to bring a trailer with motorcycles, ATVs, or a boat, you’ll need to add them to the quote to get the most accurate premium.

If you want to purchase:

If you like your rate, purchasing the policy will require a few more items. Below are the items you’ll generally need to complete policy issuance:
  • Phone number and email address: This will allow the carrier to set up an account for you and deliver your required policy documents prior to your travel.
  • The full name of the vehicle owner: This will be the person who is buying the policy and will appear on the policy documents as the primary insured. This will be required even if this isn’t the person who will be driving the vehicle in Mexico.
  • Names of additional drivers: While it is not always required by Mexican law to list all the drivers, it is the best practice to have them listed on your policy to avoid any uncertainty.
  • Names & addresses of lienholders: Just like your US or Canadian policy, if you have a lienholder or lessor, you will need to have them added to the policy in the event that they have to make a claim on the policy in your absence. 
Who can drive the insured RV in Mexico?

Your Mexico RV insurance may not require you to list all possible drivers of a vehicle. However, many insurance companies have an underwriting rule about drivers who are 21 years old or younger. These types of drivers may impact premiums. Therefore, you should always disclose them at the time of quote & purchase. If you need to add a youthful driver while in Mexico, please contact us first.

While you may not need to disclose all drivers on your Mexico Tourism RV insurance policy, you should be aware of who can legally drive a foreign vehicle on Mexican territory. Here are things to consider before you allow someone to drive your car in Mexico:

  • Mexican citizens cannot legally drive a vehicle registered in the US, Canada, or any other foreign country. Make sure you’re familiar with the rules provided by Banjercito or on your Temporary Importation Permit and the local Mexican laws before you allow someone to drive your RV.
  • Anyone driving a vehicle in Mexico must have a  valid driver’s license and it must be with them while they are driving. In fact, this may be a requirement of your Mexican auto insurance policy.
How long does it take to receive a Mexican RV insurance policy?

After making the payment on your Mexico RV Insurance with a credit or debit card, the user will immediately view, save, print, or send the insurance policy for Mexico.

How do I receive the Mexican RV insurance policy?

After making the policy payment, you will immediately receive confirmation of the purchase and the policy in your email. It is important to remember that after payment or at any other time later, you will be able to view, print, save, or send your policy from your account.