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Mexico Motorcycle Insurance

Buy Mexico motorcycle insurance online from one of the fastest-growing platforms for Mexico tourist insurance.

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Why You Need Mexico Motorcycle Insurance

Your U.S. motorcycle insurance won’t follow you into Mexico. And without the right policy from a licensed Mexican insurer, you’re riding unprotected—and illegally.

That’s where we come in.

At MexicoCovered.com, we help riders get the coverage they need without the hassle. Whether you’re crossing for a long tour down through Baja or just riding for the weekend, we make it easy to quote, compare, and buy Mexico motorcycle insurance online in minutes.

Every policy we offer comes from authorized Mexican insurance companies, so you’ll meet the legal requirements—and ride with real protection.

What Mexican Law Requires

Mexican law requires all riders—tourists included—to carry liability insurance issued by a Mexican-licensed insurer. If you’re pulled over or in an accident without it, your U.S. or Canadian policy won’t help you.

Every motorcycle must have valid liability coverage that meets the minimum financial limits set by the Mexican state you’re riding through. These limits vary by region, and the penalties for non-compliance can be serious.

Need help understanding the limits? We break them down for you here:
Mexico Auto Insurance Liability Limits

It’s not just about checking a box. It’s about protecting yourself legally and financially when it matters most.

Mexico Auto Insurance Coverage

What does Mexico Motorcycle Insurance Cover?

Mexico motorcycle insurance isn’t just about meeting legal requirements—it’s about protecting your bike, your trip, and yourself. Whether you want basic liability or full coverage with roadside and medical support, every policy we offer is backed by an authorized Mexican insurance company.

Here’s what’s typically included:

  • Civil Liability Insurance: Covers injuries or damage you cause to others—required by Mexican law for all vehicles, including motorcycles.
  • Physical Damage (Collision & Theft): Optional full coverage protects your motorcycle if it’s stolen, vandalized, or damaged in an accident.
  • Medical Payments: Covers injuries to you and, in the event of an accident, regardless of fault.
  • Legal Assistance & Bail Bonds: Provides legal representation and bail support if you’re involved in an accident that leads to legal trouble.
  • Roadside Assistance: Includes towing, battery jump-starts, and flat tire help—essential peace of mind for motorcycle travel.
See Full Motorcycle Coverage Details

How It Works (Without the Calls or Confusion)

Getting motorcycle insurance for Mexico doesn’t have to mean last-minute kiosks or long phone calls. With MexicoCovered.com, you’re covered in four simple steps:

  1. Enter Your Trip Info
    Tell us about your motorcycle, where you’re headed, and when you’re going.
  2. Compare Quotes Online
    See side-by-side quotes from trusted Mexican insurers. Choose liability-only or full coverage—every option meets legal requirements.
  3. Pick Your Policy
    Select the coverage that fits your ride and your risk. Add extras like medical, roadside, and legal support.
  4. Buy Online and Get Covered
    Pay securely and receive your policy instantly by email. Print it and take it with you—you’re road-ready in minutes.

No agents. No paperwork. Just real coverage for real riders—delivered fast.

Mexico Motorcycle Insurance

Why Trust MexicoCovered.com?

We built this platform for cross-border travelers who don’t want to waste time—or take risks with the wrong coverage. When you’re on two wheels, you don’t get second chances. That’s why every quote we provide comes from a licensed Mexican insurer, fully compliant and ready for the road ahead.

Here’s what sets us apart:

  • Coverage Built for Motorcycles: We work exclusively with Mexican carriers that offer policies tailored to motorcycles—not just cars with two wheels removed.
  • Liability or Full Coverage Options: Whether you’re crossing for a weekend ride or a Baja tour, you’ll find flexible policies that match your trip.
  • Instant Policy Delivery: Buy online, get it by email, and you’re ready to ride—no waiting, no back-and-forth.
  • Clear, Rider-Friendly Tools: Our platform is built for clarity. Compare multiple carriers, see what’s included, and make the right call—fast.

You bring the bike. We’ll handle the coverage.

Get a Mexico Motorcycle
Insurance Quote

Rather speak with an insurance agent?
Call (877) 222-3253

Mexico Motorcycle Insurance FAQs

Why do I need Mexico motorcycle insurance to ride in Mexico?
If you’re riding a U.S. or Canadian-registered motorcycle in Mexico, your domestic insurance won’t protect you. Under Mexican law, you must carry liability coverage issued by a licensed Mexican insurance company. No exceptions. Without it, you could face serious legal trouble—even if the accident isn’t your fault.
How much does motorcycle insurance cost to travel to Mexico?
It depends on your bike’s value, your coverage selection, deductible, and how long you’ll be in Mexico. At MexicoCovered.com, you can compare rates from trusted Mexican insurers in minutes and buy the policy that fits your trip and budget.
What currency is used in insurance policies for Mexico?
All quotes and policy documents are issued in U.S. dollars. If you need to file a claim, you can request reimbursement in either U.S. dollars or Mexican pesos—whichever works best for you.
What do I need to get a quote and buy a policy?

To get a quote, you’ll need basic trip info and your motorcycle’s VIN. Here’s what to have on hand:

  • Vehicle type: Most carriers insure street-legal bikes only
  • Actual cash value (ACV): Use sites like KBB or NADA if you’re unsure. Need more help? Learn more about valuing your vehicle.
  • Travel dates: Policies can be daily or annual—longer trips may benefit from an annual plan

To complete your purchase, you’ll also need:

  • A phone number and email for account setup and delivery
  • Full name of the motorcycle’s legal owner (listed as the insured)
  • Names of any additional riders you want listed on the policy
  • Any lienholder or leasing company info, if applicable
How long does it take to receive a motorcycle insurance policy?

Once you complete payment, your policy is issued immediately. You can view it online, save it, print it, or forward it by email—no waiting.

How do I receive my policy?

Right after checkout, your policy is emailed to you as a PDF. If your phone number supports SMS, you may also receive a confirmation text.

Will I have coverage for my passenger?

That depends on your policy. Some include Medical Payments that apply to passengers, but not all policies allow a passenger to file a liability claim against the rider if you’re at fault. If protecting your passenger is important, learn about passenger liability before you choose a policy.