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Mexico Auto Insurance

Fast, secure Mexico auto insurance from authorized Mexican insurers—quoted and purchased online in just minutes.

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The Smarter Way to Buy Mexico Auto Insurance

If you’re taking your car into Mexico, you need more than a passport and a full tank. You need insurance issued by a Mexican company. Not optional. Non-negotiable. And it’s the law.

But not all policies are created equal.

At MexicoCovered.com, we do one thing—and we do it exceptionally well. We help U.S. and Canadian drivers get proper coverage from authorized Mexican insurers, without the hassle. No gimmicks. Convenient. On your terms. Just real coverage from high-rated carriers, quoted and issued in minutes.

We don’t sell timeshares. We don’t do roadside souvenirs. We sell Mexico auto insurance. The right kind.

It’s fast. It’s secure. And yes, it actually works when you need it.

What the Law Requires (and Why It Matters)

Mexico doesn’t recognize your U.S. or Canadian auto insurance. If you’re in an accident—no matter who’s at fault—you must show proof of liability coverage from a Mexican-licensed insurer. Without it, you could face delays, fines, or even detention.

That’s not alarmism. It’s the law.

Every driver in Mexico is required to carry third-party liability insurance issued by a Mexican company. The policy must meet the minimum financial limits set by the state you’re driving through, and those limits vary widely.

Failing to meet these requirements doesn’t just risk your vacation—it puts your finances, your vehicle, and your freedom in jeopardy.

Mexico Auto Insurance Coverage

What Does Mexico Auto Insurance Cover?

Mexico auto insurance coverage is more than just a legal formality—it’s real protection when things go wrong. Here’s what a typical policy includes:

  • Liability Insurance: Civil liability covers damage or injury you cause to others. It’s mandatory under Mexican law.
  • Collision and Comprehensive: Protects your vehicle against theft, vandalism, accident damage, and natural disasters. 
  • Medical Payments: Medical payments coverage helps cover medical expenses for you and your passengers.
  • Legal Aid and Bail Bonds: Legal assistance coverage gives you access to legal help and bail bond support if you’re involved in an accident or face legal action.
  • Roadside Assistance: MexVisit roadside assistance includes towing, flat tire help, jump-starts, and more—because getting stuck is not part of your travel plans.

How It Works (No Long Lines or Pushy Sales Call)

You don’t need to stand in line at the border. You don’t need to call an agent. And you won’t waste time trying to figure out if you’ve bought the right coverage.

Here’s how it works with MexicoCovered.com:

  1. Enter Your Trip Details
    Tell us about your vehicle, your travel dates, and where you’re headed. That’s it.
  2. Compare Real Quotes
    See side-by-side options for liability-only or full coverage—all from A-rated Mexican insurers.
  3. Choose Your Policy
    Pick the coverage that fits your trip and your budget. Every policy meets Mexico’s legal requirements.
  4. Buy Online and Hit the Road
    Pay securely and get your policy by email—ready to print and take with you.

No calls. No confusion. Just coverage that works—delivered in minutes.

Mexico Auto Insurance

Why Trust MexicoCovered.com?

Buying Mexico auto insurance shouldn’t feel like assembling furniture without instructions. We built MexicoCovered.com to make it simple, fast, and—most important—trustworthy.

We partner with top-rated, authorized Mexican insurers and bring them all to one place. That means real coverage, real comparisons, and real peace of mind. Here’s what sets us apart:

  • Trusted Carriers Only: Every policy comes from a licensed Mexican insurer—compliant, legitimate, and road-legal.
  • Liability or Full Coverage: Choose what fits your trip. Add medical, legal, and roadside protection as needed.
  • Instant Delivery: Buy online and your policy hits your inbox in seconds—ready to print and go.
  • Smart, Simple Tools: Compare real quotes from multiple carriers—all in English, all in one place.

What are our customers saying?

Sarah K.
Tucson, Arizona

“I found the best price for comprehensive coverage on MexicoCovered.com. The process was straightforward, and I felt reassured having immediate proof of insurance.”

Carlos M.
Mission Viejo, California

“When our car broke down in Guadalajara, the roadside assistance we added on was a lifesaver. Quick, efficient, and exactly what we needed in a stressful moment.”

Lisa P.
San Diego, California

“Navigating through different insurance options was incredibly easy on MexicoCovered.com. The details were clear, and getting covered took just a few minutes.“

    Get a Mexico Auto Insurance Quote

    Rather speak with an insurance agent?
    Call (877) 222-3253

    Mexico Auto Insurance FAQs

    Why do I need Mexican auto insurance when driving in Mexico?

    Mexican law requires that you have auto liability insurance when driving in the United Mexican States. This applies to all types of vehicles, including motorcycles, recreational vehicles, and private passenger cars. Additionally, your liability insurance MUST be provided by an authorized Mexican insurance company. This means your US or Canadian auto insurance will not meet the legal requirements.

    Therefore, before crossing the border, you must have proper Mexican Tourist Auto Insurance. If you’re planning a drive into Mexico, you can quote and buy quality Mexican auto insurance online with MexicoCovered.com.

    How much Mexico auto insurance cost?

    Pricing for Mexico Tourist auto insurance is far less sophisticated than your US or Canadian auto insurance policy. The prices are determined by a few elements,  like the value of your car, the amount of coverage you want to purchase, the deductibles you select, and the number of days you intend to stay. Want a detailed breakdown? Read our post: The Cost of Mexico Auto Insurance.

    MexicoCovered.com provides you access to several authorized Mexican auto insurance carriers online, you can compare rates for +A-rated Mexico auto insurance and select the price and coverage that is right for you and your trip. Get a quote online in minutes, and you can have your policy today.

    What do I need to buy Mexican tourist auto Insurance?

    Getting a quote for Mexico auto insurance is easy. There are only a few things you’ll need to get a quote, and a few more if you decide to buy. Remember, all this can be done online with MexicoCovered.com.

    Below is a list of the most common things you’ll need to get a Mexico auto insurance quote online or with an insurance agent:

    • The days you’ll be in Mexico: The days of your travel will be your policy term. The effective date will be the day you enter Mexico, and you’re expiration date will be the day you re-enter the U.S.) Note: If you’ll be traveling for more than 40 days or maybe you’ll be making frequent trips to Mexico, an annual policy may be more economical.
    • Vehicle Type: For most Mexico tourist auto insurance policies, you can insure the following vehicle types: Cars, Sedans, Van or Minivan, Pick Up Truck, SUV, RVs or Recreational vehicles, and street-legal motorcycles.
    • Vehicle Value: Auto insurance policies are written based on your vehicle’s actual cash value (ACV). If you are unsure of the current value of your car, you can use KBB.com or Edmonds.com to get the most up-to-date valuation of your vehicle.
    • Towed Units: If you intend to bring a trailer with motorcycles, ATVs, or a boat, you’ll need to add them to the quote to get the most accurate premium.

    If you want to purchase:

    If you like your rate, purchasing the policy will require a few more items. Below are the items you’ll generally need to complete policy issuance:
    • Phone number and email address: This will allow the carrier to set up an account for you and deliver your required policy documents before your travel.
    • The full name of the vehicle owner: This will be the person who is buying the policy and will appear on the policy documents as the primary insured. This will be required even if this isn’t the person who will be driving the vehicle in Mexico.
    • Names of additional drivers: While it is not always required by Mexican law to list all the drivers, it is the best practice to have them listed on your policy to avoid any uncertainty.
    • Names & addresses of lienholders: Just like your US or Canadian policy, if you have a lienholder or lessor, you will need to have them added to the policy if they have to make a claim on the policy in your absence. 
    What currency is used to buy a policy?

    When you quote & buy Mexico auto insurance, you’ll notice that all premiums and values are expressed in US dollars. This is common for Mexico tourist auto insurance purchased with MexicoCovered.com or through your local insurance agent.

    As a side note, if you have a claim and will receive a payment from the insurance company, you can request that those payments be made using US dollars or Mexican Pesos, whichever is easiest to get your claim resolved.

    Who can drive the insured vehicle in Mexico?

    Your Mexico auto insurance may not require you to list all possible drivers of a vehicle. However, many insurance companies have an underwriting rule about drivers who are 21 years old or younger. These types of drivers may impact premiums. Therefore, you should always disclose them at the time of the quote & purchase. If you need to add a youthful driver while in Mexico, please contact us first.

    While you may not need to disclose all drivers on your Mexico Tourism auto insurance policy, you should be aware of who can legally drive a foreign vehicle on Mexican territory. Here are things to consider before you allow someone to drive your car in Mexico:

    • Mexican citizens cannot legally drive a vehicle registered in the US, Canada, or any other foreign country. Make sure you’re familiar with the rules provided by Banjercito or on your Temporary Importation Permit and the local Mexican laws before you allow someone to drive your car.
    • Anyone driving a car in Mexico must have a valid driver’s license, and it must be with them while they are driving. In fact, this may be a requirement of your Mexican auto insurance policy.
    How long does it take to receive a Mexican car insurance policy?

    After making the payment of your Mexico Car Insurance with a credit or debit card, the user will immediately view, save, print, or send the insurance policy for Mexico.

    How do I get my Mexico tourism auto insurance policy?

    When you purchase your policy online with MexicoCovered.com, after you have made the premium payment, you will be sent an email with a confirmation of purchase. In this email, your policy documents will be attached as a PDF file.