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Mexican Car Insurance FAQs

Mexican Car Insurance FAQs

Our Mexican car insurance FAQs provide you with answers to typical car insurance coverage questions.

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FAQs About Mexican Car Insurance

We’ve compiled answers to your most commonly asked questions about Mexico auto insurance. Whether you’re exploring general information, coverage specifics, quotes, and purchasing processes, you’ll find your answers right here. Dive in to gain insights that will help streamline your insurance experience. Get ready to hit the road with confidence, knowing we’ve got you covered every mile of your journey.

General Mexican Car Insurance Questions

Do I need Mexican car insurance?

Yes, if you’re driving into Mexico, it is legally required to have Mexico Tourist Auto Insurance, as U.S. or Canadian policies are not valid for liability claims.

Will my U.S./Canadian auto insurance cover me in Mexico?
U.S. and Canadian auto insurance policies do not typically cover liability in Mexico. However, some policies might cover physical damage to your car while in Mexico. It’s best to check with your provider.
Does my US/Canadian policy have to be active while I am in Mexico?
Yes, it is advisable to maintain your domestic auto insurance policy active to ensure continuous coverage and compliance with your home country’s laws.
If I only carry Liability on my US/Canadian auto insurance policy, can I purchase full coverage for Mexico auto insurance?
Yes, you can purchase full coverage for your vehicle under a Mexico Tourist Auto Insurance policy regardless of the coverage you have in your home country.
Do I have to buy Mexico insurance in Mexico?

No, you can purchase Mexico insurance online from the U.S. or Canada before your trip, which is often more convenient and allows you to compare different coverage options.

How do I know if I can trust my Mexico insurance company?
Choose a company that is reputable and legally authorized to sell insurance in Mexico. Look for customer reviews, ratings, and ensure they have a reliable claims process.
Can my wife, friend, or someone else drive my car in Mexico?
Yes, as long as they are listed as additional drivers on your Mexico insurance policy and meet the legal driving requirements in Mexico.
What if the person driving my car does not have a driver’s license?
Driving without a valid driver’s license in Mexico is illegal and can invalidate your insurance coverage.
Can you insure my rental car in Mexico?
Generally, rental cars need to be insured through the rental company in Mexico. Check with them for their specific insurance requirements.
Can I get Mexico insurance on a leased vehicle?

Yes, you can insure a leased vehicle, but make sure to get permission from the leasing company and verify that they allow their vehicle to be driven in Mexico.

Do you sell Temporary Vehicle Importation Permits (TIP)?
We do not sell TIPs. You can obtain a TIP online through the official Mexican government website or at the border as part of the entry process into Mexico.
Can I insure my car while in Mexico if I have temporary paper license plates?
Yes, you can insure your car with temporary paper license plates. Ensure the vehicle identification number (VIN) is clearly listed on your Mexico insurance policy.

Coverage Questions

What’s the difference between ‘Liability’ and ‘Full Coverage’ insurance?

Your Mexico tourist auto insurance coverage will include liability and provide you with the option to purchase physical damage coverage. Liability-only insurance covers damages to third parties only. Full coverage insurance includes liability plus coverage for damage to your vehicle, such as from theft, collision, and other risks.

Can I get a full coverage Mexico Tourist Auto policy if I only have liability in the U.S. or Canada?

Yes, you can purchase a full coverage policy for Mexico even if you only have liability coverage at home.

What are Medical Payments?

Medical Payments cover medical expenses for you and your passengers in case of an accident, regardless of who is at fault.

What is a driver’s license policy?

A driver’s license policy provides liability insurance to the driver, not tied to a specific vehicle, useful if you drive multiple vehicles in Mexico.

These responses should help clarify your customers’ common questions and make it easier for them to understand the importance and specifics of Mexico auto insurance.