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Author: Scott Boren

Are Trailers Covered On Mexico Tourist Auto Insurance?

Are Trailers Covered On Mexico Tourist Auto Insurance?

Planning to pull a boat or trailer into Mexico? Learn if trailers are covered On a Mexico tourist auto Insurance policy.

Trailers Covered On Mexico Tourist Auto Insurance

When heading into Mexico, whether for a leisurely vacation, visiting friends and family, or staying at your second home or condo, you might find yourself towing various items. Understanding the insurance implications of these towed units is vital to ensure a stress-free journey. Here’s what you need to know about covering trailers and other towed units under a Mexico Tourist Auto Insurance Policy.

What Can Be Towed?

A variety of items can be towed behind your vehicle, and each must be explicitly listed on your insurance policy to ensure coverage. Commonly towed items include:

  • Various types of trailers like cargo/utility, enclosed, or travel trailers
  • Recreational vehicles such as pop-up campers, fifth-wheels, or toy haulers
  • Vehicles for land and water like motorcycles, ATVs, and personal watercraft
  • Boats, ranging from sailboats to power boats

Why List Every Item?

If you plan to tow anything—from a simple homemade trailer to a combination of a boat and its trailer—it’s crucial to list each item on your Mexico tourist auto insurance policy. Failure to do so could lead to the insurer denying coverage or even voiding your policy in the event of an incident.

Separate Policies for Drivable or Water Units

You’ll need separate insurance policies if you intend to drive any towed vehicles or use watercraft in Mexico. Once a vehicle is off the trailer, its coverage under the tourist auto insurance ceases. This includes any off-road vehicle usage, which is typically excluded from standard auto insurance policies. For boats or watercraft, a specific Mexico tourist boat insurance policy is necessary.

Valuing Your Towed Units

To insure your towed units, you’ll need their year, make, model, and actual cash value. For most vehicles, you can ascertain this value through NADA Guides or Kelley Blue Book for an accurate assessment. Additionally, the VIN or, for watercraft, the Hull Identification Number, along with license or registration numbers, are also required.

Coverage for Personal Belongings

It’s important to note that Mexico auto insurance does not cover personal belongings. A standard homeowner’s policy usually provides worldwide coverage for these items. However, confirm this with your insurance provider to understand the extent of the coverage.

Coverage While Parked

Even when your trailer is disconnected from the tow vehicle, purchasing property damage and total theft coverage ensures your assets are protected against various threats like fire, bad weather, and theft. However, civil liability coverage ceases once the towed unit is disconnected.

The bottom line

This guide aims to assist you in making informed decisions about towing and insurance, ensuring that your Mexican adventure is as enjoyable and secure as possible. For more insights or to get your policy set up, visit us at MexicoCovered.com or call us at (877) 222-3253.

For more detailed information or assistance with Mexico tourist motorcycle insurance, or RV, our team is here to help you ensure that every aspect of your adventure is secure.

Image courtesy of Bradley Dunn, Filmmaker/Content Creator based in California. IG: @bradleycdunn.

Buy Mexico Auto Insurance Online

Quote & Buy Mexico Auto Insurance Online

You can quote & buy Mexico Tourist Auto Insurance online. Offered through authorized +A Rated Mexican insurance carriers.

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Can I Drive a Financed Vehicle Into Mexico?

Can I Drive a Financed Vehicle Into Mexico?

Before you go, learn what is required to drive a financed vehicle into Mexico.

Drive Financed Vehicle into Mexico

Traveling to Mexico by car is a wonderful adventure, one millions of U.S. and Canadian citizens explore each year. However, as fun as this journey will be there is some work to prepare, like getting a Temporary Vehicle Importation Permit or applying for your Forma Migratoria Multiple.

While some required forms and steps are obvious, one is frequently overlooked. If your vehicle is financed, there are extra steps you must consider before you can legally and safely drive across the border. Here’s a detailed guide to help you prepare for your journey.

What does your finance agreement say?

Before you pack your bags and set your GPS for Mexico, it’s crucial to check whether your vehicle’s finance or lease agreement permits international travel. Because your lender holds a financial interest in the vehicle, they have a legal right to restrict its use outside the country. As a result, most leased or financed vehicles are subject to an agreement that includes terms and conditions regarding where you can, and maybe can’t, take the vehicle. 

You’ll Need a Letter of Permission

To legally drive a leased or financed vehicle in Mexico, you’ll be required to obtain a letter of permission from your lessor or lender. A letter of permission will be your proof that the lessor or lender allows you to take your vehicle into Mexico. Before you can secure a letter of permission, the lessor or lender will typically require that you first secure adequate Mexican insurance. Your insurance will need to demonstrate that it’s compliant and covers its use in Mexico.

Is a letter of permission required in the “Hassle Free Zone”?

Mexico’s Hassle Free Zone, also known as the Free Zone, makes it easier for tourists to drive their vehicles near the border without the usual red tape. This zone includes:

  • All of Baja California Norte and Baja California Sur.
  • The western half of the state of Sonora.
  • A 20-mile strip along the U.S. border.

While you don’t need a temporary vehicle importation permit within this zone, you still must obtain a permission letter from your lender. The Free Zone only simplifies customs requirements, not the terms and conditions of your vehicle’s finance agreement.

What if I don’t get a Permission Letter

It might seem tempting to bypass getting a permission letter, especially if you’re only driving within the Hassle-Free Zone. However, failing to secure this document can breach your vehicle’s lease or finance agreement and lead to significant legal and financial problems if you’re stopped by authorities or involved in an accident.

Step-by-Step: Obtaining Your Letter of Permission

Getting a letter of permission from your lender is not difficult. Here’s how you can smoothly secure a letter of permission:

  • Check Your Loan Agreement: Review your vehicle’s financing contract to understand the specific insurance requirements and permissions needed for international travel.
  • Purchase Appropriate Insurance: Buy a Mexico tourist auto insurance, motorcycle, or RV policy that meets or exceeds the requirements stipulated by your lender. MexicoCovered.com offers this form of insurance. You can start a quote online to get proof.
  • Provide Proof to Your Lender: Once you have your insurance, send the policy declaration page to your lender. This page should list them as the lienholder. Typically, you can fax this document along with a simple request for a permission letter.
  • Follow-up: If you’re pressed for time, provide a fax number or a physical address where the lender can send the permission letter quickly. It’s advisable to begin this process well in advance of your trip to avoid any last-minute issues.

FAQs: Driving Financed Vehicles in Mexico

Q: Can I just email my insurance documents to my lender?
A: Most lenders prefer fax or mail for these documents because they consider these methods more secure than email.

Q: How long does it take to get the permission letter?
A: The timeframe can vary, but it’s best to request the letter at least a few weeks before your trip. This allows your lender adequate time to process your request.

Q: What if I switch my insurance provider while in Mexico?
A: You should notify your lender of any changes in your insurance coverage, especially if it affects compliance with your loan agreement.

The bottom line

Taking your financed vehicle to Mexico doesn’t have to be a hassle. With proper preparation and understanding of your obligations under your loan agreement, you can enjoy your Mexican road trip without any legal worries.

If you still have questions about insuring financed vehicles in Mexico or need further assistance, the experts at MexicoCovered.com are here to help. Contact us today at (877) 222-3253 for personalized assistance and to get started with your insurance needs.

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Quote & Buy Mexico Auto Insurance Online

You can quote & buy Mexico Tourist Auto Insurance online. Offered through authorized +A Rated Mexican insurance carriers.

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What You Need for a Mexico Tourist Auto Policy Quote

What You Need for a Mexico Tourist Auto Policy Quote

Mexico Tourist Auto Policy Quote

Learn exactly what you’ll need to get a Mexico tourist auto policy quote online.

A road trip to Mexico is always an adventure—whether you’re heading to Baja’s coastline, exploring colonial towns, or soaking in vibrant culture. But before you cross the border, there’s one essential step: having the right Mexico auto insurance policy. At MexicoCovered.com, we make quoting and purchasing simple—so you can get covered in just minutes.

Here’s the checklist of information you’ll need before starting your quote.

What You’ll Need Before Quoting

Getting a quote is fast and easy—just have these details ready:

1. Travel Details

  • Start and End Dates – Your policy only covers the dates you select.
  • Policy Activation – Coverage begins at 12:01 AM on your entry date unless purchased the same day, in which case it starts at the time of purchase.
  • Short vs. Long-Term Coverage – Frequent visitors may save with an annual Mexico auto insurance policy.

2. Vehicle Information

3. Liability Limits You’ll Choose During the Quote

Mexican law requires liability insurance for all foreign drivers. Since 2013, liability limits have increased, with some accident settlements exceeding $300,000 USD depending on the state.

Choosing the right liability limit is key—we recommend purchasing the highest limit you can afford for better financial protection.

4. Towed Units & Additional Vehicles

Bringing a trailer, boat, or jet ski? Your policy automatically includes Civil liability coverage, and you can add full coverage for extra protection.

Towed Vehicle Coverage Options:

  • Liability-Only Coverage – Included for trailers, boats, and other units.
  • Full Coverage While Towing – Each towed unit must be listed separately for theft or damage coverage.
  • Detached Units – Once unhitched, a separate policy is required for coverage.

For more details, read about getting trailers covered on a Mexican auto insurance policy.

What Your Quote Can Include

A Mexico tourist auto policy generally offers:

  • Physical damage & theft – Covers repair costs or replacement value.
  • Liability coverage – Protects you financially if you cause injury or damage.
  • Legal assistanceLegal support if you’re involved in an accident.
  • Roadside assistance – Help with breakdowns, towing, or flat tires. Learn more about MexVisit, included with all MexicoCovered.com policies.

Not typically included:

  • Off-road driving, racing, or alcohol-related accidents
  • High-value vehicles may have limited options
  • Damage caused by unauthorized drivers

See the full list of policy exclusions here.

Who Can Drive Your Vehicle?

Does your policy cover other drivers? It depends:

  • Some policies allow any licensed driver.
  • Others restrict coverage to the named insured.
  • Drivers under 21 or over 80 may face restrictions.

If someone else might drive, see our post on what happens if another driver takes the wheel in Mexico.

Trip Length Matters

When quoting, you’ll select how long you’ll be in Mexico:

  • 30 days or fewer
  • 31–90 days
  • 90–180 days
  • More than 180 days

For longer stays, an annual policy is often the best value. Snowbirds, business travelers, and property owners in Mexico save money with extended coverage compared to repeatedly renewing short-term policies.

If you only travel to Baja or Sonora, ask about a discounted rate when quoting.

How to Complete Your Quote Online

Getting insured is quick and hassle-free. Here’s how:

  • Enter your travel dates and vehicle details.
  • Select your coverage options.
  • Get an instant quote and purchase your policy.

Your proof of insurance arrives immediately, so you’re ready to cross the border.

Annual Trips or Extended Stays?

If you visit Mexico often, an annual policy offers better savings and convenience. Take multiple trips without buying a new policy each time.

FAQs: Common Questions About Quotes

Why do I need to provide so much information?

Insurance companies need specific details to:

  • Ensure you have the right coverage.
  • Calculate accurate pricing based on trip length and destination.
  • Meet Mexican government and insurer requirements.

How do I know if my vehicle is eligible for full coverage?

Your car must have theft and collision coverage in your home country to qualify. Otherwise, you can only purchase liability coverage.

Can I adjust my policy after purchase?

Yes, though changes may require a new policy. Contact us if you need to extend your trip or adjust coverage.

Get Your Quote Now

Mexico is waiting—make sure you’re covered before you go. With MexicoCovered.com, you can get insured in minutes and travel with peace of mind.

Click here to get your Mexico tourist auto policy quote now.

Why Choose MexicoCovered.com?

  • Fast & Easy Quotes – Get covered in minutes.
  • Flexible Policies – Choose daily or annual coverage.
  • Trusted Provider – Join thousands of satisfied travelers.

Your Mexican adventure starts here—get insured today and drive with confidence!

Buy Mexico Auto Insurance Online

Quote & Buy Mexico Auto Insurance Online

You can quote & buy Mexico Tourist Auto Insurance online. Offered through authorized +A Rated Mexican insurance carriers.

Quote & Buy Online

Call today and speak with a professional insurance agent.

1-877-222-3253

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Will My Cell Phone Work in Mexico? Your 2025 Survival Guide

Will My Cell Phone Work in Mexico? Your 2025 Survival Guide

Will my cell phone work in Mexico

Planning a Mexico adventure? Smart move. But let’s tackle the burning question first: Will my cell phone work in Mexico? The short answer is yes, your cell phone will probably work in Mexico. But “probably” isn’t good enough when you’re 500 miles from home and need to call for help.

The Reality Check

Your phone will likely work in Mexico. But here’s the thing – “likely” is doing some heavy lifting in that sentence. Success depends on three crucial factors:

  1. Your carrier (the big dogs usually play nice)
  2. Your phone model (that flip phone from 2015 might struggle)
  3. Your plan (this is where things get expensive fast)

If you’re rolling with Verizon, T-Mobile, or AT&T, you’re in decent shape. These carriers have partnerships with Mexican networks, so your phone should connect. But – and this is a big but – you’ll want an international plan unless you enjoy financial surprises.

Why International Plans Matter (Your Wallet Will Thank You)

Think international roaming fees are just a minor inconvenience? Think again. Without an international plan, your “quick check of Instagram” could cost you $50. That innocent text to mom? Another $10.

International plans typically give you:

  • Unlimited texting
  • Reasonable call rates
  • Decent data allowances
  • Peace of mind

Pro tip: Call your carrier before you leave. Ask about temporary international add-ons. Most carriers offer short-term Mexico plans for $5-15 per day. It’s insurance for your sanity.

2025 Carrier Breakdown:

  • AT&T: Unlimited Premium plans include Mexico/Canada at no extra charge
  • T-Mobile: Magenta plans cover Mexico but may throttle speeds after 5GB
  • Verizon: Most plans still require daily international passes ($12-15/day)

Cell Phone Coverage in Mexico: What to Expect

The good news: Popular destinations like Cancún, Puerto Vallarta, Los Cabos, and Mexico City have solid coverage. Major cities now offer 5G networks, so you’ll get fast speeds and reliable service in urban areas.

The reality: Venture into rural Mexico, and your bars might disappear faster than free drinks at an all-inclusive resort. Mountain towns, remote beaches, and back-country roads can be connectivity dead zones.

Planning to drive through Mexico? Your phone becomes mission-critical for emergencies and Mexico auto insurance claims. Don’t risk it.

Making Calls From Mexico (It’s Not Rocket Science)

Calling the US from Mexico? Here’s your cheat sheet:

The formula: 00 + 1 + Area Code + Phone Number

Example: Calling Los Angeles = 00-1-213-555-1234

Mexico’s exit code is 00. The US country code is 1. Math that actually matters.

Need more tips for your Mexico trip? Check out our complete Mexico travel guide for everything from border crossings to travel insurance.

When Your Phone Fails You (Backup Plans That Work)

Option 1: WiFi to the Rescue

No cell service? Find WiFi and you’re back in business. These apps work over WiFi:

  • WhatsApp (the Mexico MVP – more on this below)
  • iMessage
  • Facebook Messenger
  • FaceTime
  • Google Voice

Most hotels, restaurants, and cafés offer free WiFi. Problem solved.

Option 2: Buy a Mexican SIM Card

Planning an extended stay? A Mexican SIM card might be your best bet. You’ll get:

  • A local Mexican number
  • Local data rates
  • Better coverage on Mexican networks

Heads up: You might need to unlock your phone first. Contact your carrier about their unlocking policy before you travel.

2025 Game Changer: If your phone supports eSIM, skip the physical SIM hassle entirely. Buy a prepaid Mexican eSIM online before you leave from providers like Holafly or directly from Telcel. Install it at home, activate when you land.

Popular Mexican carriers:

  • Telcel (best coverage)
  • AT&T Mexico (yes, it’s different from US AT&T)
  • Movistar

Option 3: The Burner Phone Strategy

Desperate times call for desperate measures. You can buy a basic phone with prepaid service for about $30-50 at:

  • OXXO convenience stores
  • Shopping malls
  • Electronics stores

It’s not pretty, but it works.

WhatsApp: Your Mexico Travel Secret Weapon

Here’s something most travel guides won’t tell you: WhatsApp is absolutely essential for Mexico travel.

In Mexico, WhatsApp isn’t just popular – it’s how business gets done. Hotels, restaurants, tour operators, and even taxi drivers communicate primarily through WhatsApp. Having it gives you access to a communication network that regular tourists miss.

Why WhatsApp dominates in Mexico:

  • Free messaging over WiFi or data
  • Voice and video calls that work perfectly
  • Business integration – many Mexican businesses use WhatsApp for customer service
  • Local acceptance – everyone has it and uses it

Set up WhatsApp before you leave home, and you’ll thank us later. [We’re planning a complete guide to using WhatsApp for Mexico travel – stay tuned for that deep dive.]

Ready to ensure your Mexico trip goes smoothly? Don’t forget to secure your Mexico auto insurance and review our driving in Mexico safety tips.

Bottom Line: You’ll Probably Be Fine

The truth: Your phone will likely work in Mexico. Major carriers, modern phones, and tourist areas all play nicely together.

The smart move: Don’t leave it to chance. Check your plan, understand your options, and have backups ready.

The reality check: Mexico isn’t the moon. Millions of travelers stay connected every year. You will too.

Your biggest risk isn’t technical failure – it’s bill shock. Handle the plan situation before you go, and you’ll be posting vacation selfies like a pro.

Now stop worrying about your phone and start planning your Mexico adventure. The tacos are waiting.

Will My Cell Phone Work in Mexico FAQs

  • How do I know if my cell phone will work in Mexico?

    Check three things: your carrier (Verizon, AT&T, T-Mobile all work), your phone model (anything made after 2018 should be fine), and your plan (you’ll likely need international add-ons). Call your carrier to confirm coverage and costs.

  • How can I use my US cell phone in Mexico without roaming charges?

    Yes. You’ll need to add an international plan before you travel, use WiFi-only mode with apps like WhatsApp, or buy a Mexican eSIM/SIM card. The international plan is usually your cheapest option for short trips.

  • Does my Verizon plan include Mexico?

    Most Verizon plans require a daily international pass ($12-15/day) for Mexico. Some premium unlimited plans may include limited Mexico coverage – check your specific plan details.
  • What is the cheapest way to use my phone in Mexico?

    For short trips: carrier international add-ons ($5-15/day). For longer stays: Mexican eSIM or SIM card ($20-40 total). For budget travel: WiFi-only mode with messaging apps.
  • How to prepare your phone for you Mexico Trip?

    Download offline maps, set up WhatsApp, confirm your carrier’s international options, ensure your phone is unlocked (if buying local SIM), and consider downloading translation apps before you leave.
  • Will my US cellular phone work in Mexico?

    If you have service with major carriers (Verizon, AT&T, T-Mobile) and a phone made after 2015, yes. You’ll need an international plan to avoid high roaming charges.

Buy Mexico Auto Insurance Online

Quote & Buy Mexico Auto Insurance Online

You can quote & buy Mexico Tourist Auto Insurance online. Offered through authorized +A Rated Mexican insurance carriers.

Quote & Buy Online

Call today and speak with a professional insurance agent.

1-877-222-3253

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Mexican Customs: Prohibited & Restricted Items

Mexican Customs: Prohibited and Restricted Items

Before you drive to Mexico, make sure you know what items are prohibited and restricted

prohibited and restricted items

Vacationing in Mexico by car can be a great experience. However, before you pack your bags, it’s important to know the prohibited and restricted items you can bring into the country. Just like the United States, Mexico prohibits certain items from entering the country, and some of these items may surprise you. Knowing which items are prohibited and restricted when driving to Mexico can ensure that your trip goes smoothly.

Firearms are Strictly Prohibited

Because gun ownership is legal in the United States, and many citizens enjoy them as a hobby and protection, it’s important to call out the difference in gun laws between the US and Mexico first. When in Mexico, it’s important to know that Mexican law strictly prohibits the carrying of all firearms. Additionally, there is no permit you presently have or can secure that will allow you to carry a firearm in Mexico.

With firearms prohibited, by extension, ammunition is also prohibited. In fact, if you have spare bullets in your car or even spent bullet casings, make sure to remove them before crossing into Mexico.

What about knives?

Knives and swords are also strictly regulated in Mexico. It is illegal to carry a knife on your person with a blade that exceeds four (4) inches. In fact, it is illegal to carry a weapon of any kind, including knives, into public places like schools and government buildings. People caught carrying weapons in prohibited places are subject to fines or incarceration.

Remember, you’re travelling to Mexico for vacation. It’s for fun! You don’t need to place yourself in jeopardy by carrying a prohibited weapon. Be conservative, and if you have doubts about its legality, just leave it at home.

What are the Prohibited Items?

When you travel to Mexico, you’re going to want to bring some of your personal possessions. However, not everything you may want to bring or import is allowed. As you prepare and plan for your trip, get familiar with the items prohibited for import by the Mexican government. This is important because if you attempt to enter the country with one of these items, or one is found in your possession, it may result in serious consequences.

The following items are prohibited from having in your possession when travelling in Mexico:

  • firearms and ammunition
  • explosives
  • illegal drugs
  • counterfeit goods such as fake currency and luxury items
  • Endangered species
  • Certain plants and animals
  • Food products not properly sealed or labelled

While you can bring alcoholic beverages into Mexico, they must be properly declared at customs when crossing the border.

It is also important to research any additional items which may be prohibited by regional, state or municipal laws before travelling to Mexico. It is recommended that all travellers consult the latest travel information available from the Mexican government before their trip.

What Items are Restricted When Travelling in Mexico

Some items are explicitly prohibited, but others are simply restricted. If you want to bring one of these items into Mexico, you may require a permit from the Ministry of Agriculture. In some cases, the items just need to be packaged and labelled correctly.

The restricted items include:

  • Plants and their parts (including fruits and vegetables)
  • Animals or animal products
  • Dairy products
  • Medicines
  • Equipment containing gas or flammable liquids, such as camping stoves
  • Foodstuffs with an expiration date that has already passed, and certain foods that contain genetically modified organisms.

It is also important to note that all items brought in for commercial purposes must be declared at customs or face confiscation upon arrival.

Finally, it is illegal to bring any fruits or vegetables to Mexico from the United States without proper government certification. Failure to comply with these restrictions can result in fines or other penalties.

How to Pack for a Trip to Mexico

When packing for a trip to Mexico, it is important to keep in mind the prohibited and restricted items listed above and make sure that any of these items are not included in your luggage. Additionally, it is important to make sure all of your belongings are properly packed and labelled.

You’ll also want to make sure you have all essential documents such as a valid passport, driver’s license, and proof of health insurance. It is also important to pack any necessary prescription medications in their original containers, with a copy of the prescription included.

Lastly, it is recommended that you only bring items that are essential to your trip and avoid bringing high-value or sentimental possessions. These items may be subject to customs duties or taxes upon arrival or exposed to theft.

What if You’re Caught with a Prohibited or Restricted Item?

If you are caught with a prohibited or restricted item while travelling to Mexico, the consequences can be severe. You may face fines and possible arrests, so it is important to check the local laws and regulations before crossing the border. If you are caught with an item that requires a permit, you will likely be asked to turn it over to customs authorities and may be asked to pay an additional fee. It is important to note that these items may not be returned, so it would be wise to make arrangements for them to be sent home before your departure. If you are found with a prohibited item such as drugs or firearms, you could face even more severe penalties, including imprisonment.

Tips for Avoiding Issues When Travelling in Mexico

To ensure an enjoyable and hassle-free trip to Mexico, there are a few tips that travellers should keep in mind. First, it is important to research the laws and restrictions for your destination before travelling so that you can be sure to bring only items that are allowed in the country. Additionally, make sure all of your documents are valid and up-to-date, and that you have the necessary items such as a passport or driver’s license. It is also important to be aware of the local customs and etiquette in order to respect the culture and avoid any problems while travelling. Finally, remember to stay safe by sticking to well-lit areas at night and avoiding unnecessary risks.

The Bottom Line

In conclusion, travelling to Mexico can be an exciting and rewarding experience. However, it is important to be aware of the laws and restrictions when entering the country in order to avoid any potential issues. By researching the local laws and regulations beforehand, packing only essential items, keeping all documents valid and up-to-date, and being mindful of the local customs, travellers can rest assured that their trip to Mexico will be smooth and enjoyable.

Buy Mexico Auto Insurance Online

Quote & Buy Mexico Auto Insurance Online

You can quote & buy Mexico Tourist Auto Insurance online. Offered through authorized +A Rated Mexican insurance carriers.

Quote & Buy Online

Call today and speak with a professional insurance agent.

1-877-222-3253

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Clearing Customs and Returning to the United States

Clearing Customs and Returning to the United States

What you need to know to clear US customs when returning to the United States

Returning to the United States

You’ve had a great trip to Mexico, but now it’s time to come home. Returning to the United States smoothly will depend on a few factors. To make this process as easy as possible, we’ve created a quick checklist to help make clearing customs go just a bit smoother. However, it’s essential to note that the process can be as brief as a few minutes or take several hours. Knowing the Customs and Border Protection requirements, the optimal port to exit, and being prepared may be all the difference. Here are 5 steps to help clear customs and return to the United States more easily:

Step 1: Your Vehicle Importation Permit

As you plan to exit Mexico, remember, you have to cancel your Temporary Vehicle Importation Permit (TIP). This is an important step. If your TIP is not canceled before exiting Mexico, you won’t be able to drive back into the country later. So, make sure you take care of this important step. The good news is that you can cancel your TIP at any Banjercito kiosk. It doesn’t have to be the one at the border where you entered Mexico. Once you’ve canceled your TIP, you can proceed to US Customs.

Pro-Tip: Mexico Free Zone Exception:

If you’re only traveling in the Mexico Free Zone, you are exempt from the TIP requirements. So, you likely didn’t get a TIP and, therefore, don’t have to cancel one. Additionally, there are no importation restrictions when you are only traveling in the Mexico Free Zone. 

Step 2: Select your port of entry

How quickly you clear U.S. customs can simply depend on the number of vehicles ahead of you. If you have flexibility, you may want to check the wait times of the ports of entry available for your return. Here are two convenient tools to help you plan which port of entry to select:

Step 3: Know what you’re bringing back

Aside from the illegal things, there are other personal items that US Customs has restrictions or limits on the importation into the United States. If you don’t want to slow down your return to the United States, you should be familiar with this list and be prepared.

For starters, you should know the full list of prohibited and restricted items – avoid these. For a quick summary, here are some common things to be prepared for:

  • Prescription drugs: If you have prescription drugs with you, they must be FDA-approved for you to import them into the United States. You should have your prescription on hand to prove the validity of your medications if asked.
  • Money or Monetary Instruments:  Money that you have on hand, travelers’ checks, bank drafts, cashiers’ checks, or personal checks payable to you, should not exceed $10,000. If you have more than $10,000 of any of these you must declare it.
  • Vehicle registration: US Customs will want to know if your car originated in the United States. To establish US origin, you will be required to provide a valid vehicle registration.

Pro-Tip:

If you have high-value items you brought with you (purchased in the US), you should carry proof of purchase. The typical items tourists bring are laptop computers and mobile phones. The best method is a receipt or a bill of sale.

However, since you likely don’t still have either of those, you can also register the items with Customs before leaving the US. Note that this is not a common issue for travelers. However, if there is a question of ownership, failure to produce proof of purchase or ownership might force you to pay import duties.

Step 4: Know your import duties and exemptions

Everyone returning from Mexico will be required to complete a CBP Declaration Form 6059B. This form will itemize all the things you purchased (merchandise and agricultural products) while you were traveling in Mexico.

You will have a few different options to complete this form:

  • Paper form: The form can be downloaded above or you can get one at the port of entry.
  • Global Entry online form: To complete your CBP Declarations online, go to the Global Entry kiosk. (Note: only preapproved Global Entry members are allowed to use these kiosks.)
  • Automated passport online form: You can complete the form online at an Automated Passport Control kiosk.

Pro-Tip:

Designate an envelope or section of your bag or luggage to store all the purchase receipts for everything you purchased during your trip to Mexico. Keep these handy as you go through US Customs. If necessary, the CBP officer will calculate the duties for your newly acquired goods.

What to know about paying duties

Not everything you purchase in Mexico will be subject to import duties. Certain personal items are exempt. Generally speaking, the personal exemption allows you to bring in goods totaling $200, $800, or $1600, depending on the countries you visit. Mexico falls into the $800 category; however, many exceptions may apply.

A duty-free exception may apply if:

  • The merchandise imported is intended for personal or household use.
  • The items are intended as gifts.
  • Merchandise is in your possession as you’re returning to the United States. 
  • You are returning from an overseas stay of at least 48 hours.
  • You have not used all of your exemptions in the past 30 days.

Step 5: Have your documents ready

Lastly, before you enter US customs, you want to make sure you have all the proper documentation. Many of these documents you should have had with you for the duration of your visit. Now, it’s time to get them out and be prepared to present them when requested. Below is a list of the documents that should be available:

  • Passport
  • Driver’s license
  • Passport card
  • Green card
  • Vehicle registration

Additionally, as a precaution, you should have these items with you as well:

  • Prescriptions for any medications you brought with you to Mexico.
  • Proof of purchase or bill of sale for merchandise purchased in Mexico
  • Copies of things like your SSN and birth certificates

The bottom line

After your Mexican vacation, you’re probably excited to return to the United States and the comfort of your own home. Make sure you understand what is required to clear US customs and make returning to the United States less of a hassle. If you review these tips, follow the rules, and listen to the instructions being provided by your customs agent, you should have a smooth re-entry experience.

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What is the Mexico Free Zone?

What is the Mexico Free Zone?

You won’t need a Temporary Vehicle Importation Permit in the Senora or Mexico Free Zone

Mexico Free Zone

Some of the most popular tourist destinations in Mexico are located in Baja California and throughout Sonora. This is good news if you intend to drive into Mexico because these destinations are likely located in what is called the Mexico Free Zone or Hassle Free Zone. The Mexico Free Zone, in its simplest terms, is an area where you can take your US or Canadian-registered vehicle without getting a Temporary Importation Permit.

What is the Mexico Free Zone?

There are “Free Zones” throughout the world, and they are generally designed to bolster trade and tourism between border nations. Initially created as the “Zona Libre” in 1858, this area of Mexico has changed in size and regulation over the years. Today, for our purposes, we know it simply as the Mexico Free Zone or No-Hassel Zone.

Under the current version of the Free Zone, you are required to get a travel permit (FMM). However, you will not have to get a Temporary Vehicle Importation Permit (TIP). This is beneficial to travelers driving into Mexico, as it will save you some time and expense. Additionally, it saves hassle for those making last-minute arrangements or frequent visits to the Free Zone.

Prior to 2015, you were not required to have an FMM or TIP to travel in the Mexico Free Zone. Today, all visitors must secure an FMM to travel throughout Mexico. However, there are still two inland locations in Nogales and the Banjercito in Allende/Piedras Negras where you can get both your TIP and FMM. It’s highly recommended that you ALWAYS get your FMM at the border.

Where is the Mexico Free Zone?

The free zone spans the entire 1954-mile US border for an area of approximately 12 miles (or 20 kilometers). It also includes the entire Baja peninsula and almost half of Sonora.

The Sonora portion of the free zone is essentially the area northwest of Mexico Federal Highway 2 and west of Mexican Federal Highway 15. Here are some of the popular cities located in the Mexico Free Zone:

  • Rosarito
  • Mexicali
  • Ensenada
  • Cabo San Lucas
Map of Mexico Free Zone including Baja Peninsula and parts of Sonora

Pro Tip:

Driving out of the Free Zone without a temporary vehicle importation permit is illegal. If you are caught, your vehicle can be impounded. Additionally, if you don’t have the proper immigration paperwork, you could be immediately taken to an immigration detention center and possibly deported. This could be costly. The impound fines alone could be equal to or more than your vehicle’s value.

What are the Free Zone Document Requirements?

When you are traveling in the Mexico Free Zone, you will still have documents and immigration requirements. The only thing that you are not required to get is the Temporary Importation Permit (TIP). Let’s quickly summarize what you will need to drive your car in the Free Zone:

1. Valid Passport

If you’re a foreign visitor to Mexico, you are required by law to have a valid passport or passport card. Alternatively, if you’re staying in Mexico as a temporary resident, you can provide your proof of legal residency. Original documents will be required if you are asked to provide travel documents to an authority. Make sure you bring originals with you at all times. You cannot provide a copy.

Pro-Tip:

If you are traveling with a passport card, this is only valid for land travel in the Mexico Free Zone. It is not for travel beyond the free zone and into the greater Mexican United States.

2. Forma Migratoria Múltiple (FMM) (AKA Tourist Permit)

This is another mandatory form. Each foreign traveler in Mexico has to have a Forma Migratoria Múltiple (FMM), and you must have it on you at all times. This applies to both the greater Mexican United States and the Free Zone. If you are planning to visit Mexico you can apply for an FMM online, you will need a valid passport or passport card.

3. Mexico Tourist Auto Insurance

If you intend to drive your US or Canadian-registered vehicle into Mexico, you must have valid Mexico Auto insurance. Mexico requires everyone to have proof of liability insurance provided by an authorized Mexican insurance carrier.

4. Valid Driver’s License

When driving your US or Canadian-registered vehicles in Mexico, you will also need to have a valid driver’s license. You must also have this with you at all times, especially when you intend to drive your vehicle.

5. Current & Valid Vehicle Registration

Generally, the Mexican authorities will not hassle you, however, they do frequently check registration and legal ownership of foreign-plated vehicles. They will be checking to see if the registration is current, that all the numbers match, and validate that you are the proper owner. If you don’t have current registration, your vehicle could be impounded.

6. Temporary Vehicle Importation Permit (Optional)

If you only intend to drive into the Mexico Free Zone, a TIP is not required. However, if there is even a remote chance you could drive outside the Free Zone, you should get a TIP.

This makes sense because you cannot purchase a TIP in the interior of Mexico.

You can apply for a TIP at the border in a Banjercito location. If you prepare in advance, you can  apply online. Note, that Banjercito is the official issuing agency for TIP and the only place to get your TIP.

The Bottom Line

If you have never driven your car into Mexico, but want to drive on your next trip. Selecting a destination in the Mexico Free Zone is a great way to enjoy a driving Mexico vacation. There is just a bit less hassle and tons of great locations to explore and fun to be had.

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Will I Need a Forma Migratoria Múltiple to Drive Into Mexico?

Will I Need a Forma Migratoria Múltiple to Drive Into Mexico?

Yes! You will need a Forma Migratoria Múltiple (FMM) to drive into Mexico.

Forma Migratoria Multiple

When you’re driving through the border for the first time, things can be confusing. They may even be stressful. Frequently, there will be border agents waiving you through. Remember, just because you’re being waived on doesn’t mean you’re fully compliant to enter Mexico. When entering Mexico by land you will need to stop at immigration to get a Forma Migratoria Múltiple, also called an FMM.

I was told I don’t need a Forma Migratoria Múltiple

Some falsely believe that there are situations where you can enter Mexico by land without getting a Forma Migratoria Múltiple. Some of the common myths are:

  • I’m only going to Baja or Sanora
  • I’m staying less than seven days

Both of these myths are simply not true. Even though Baja and portions of Sanora are in the Mexico Free or Border Zone, they both still require you to get a Forma Migratoria Múltiple. Additionally, if you are only going to be in Mexico for less than seven days, you still need an FMM, granted yours will be free. 🙂

Bottom line, if you’re going to drive into Mexico, you’ll need to get a Forma Migratoria Múltiple.

Where are FMMs available?

You can only get an FMM at a port of entry. So, you will physically have to get your FMM as you enter Mexico. If your plans only call for you to be in Mexico for less than seven days, your FMM is free. But you still need to get an FMM. 

If your plans keep you in Baja or Sanora, what is referred to as the Hassel Free or Border Zone, then you will not be required to get a Temporary Importation Permit (TIP), but you will need to get an FMM. However, if you do continue into the Mexican mainland, you will be required to get a TIP.

What if I purchased my FMM online?

For those of you who like to arrive prepared, you can purchase your FMM online. However, even if you purchase online, you MUST STILL STOP AT AN IMMIGRATION OFFICE. For your Forma Migratoria Múltiple to be validated, it will require a stamp. You can only get the stamp in person. 

Pro Tip:

If you purchase your FMM online and go into the immigration office at a border crossing to get the validation stamp, make sure to bring your receipt and any online confirmation of purchase.

Are there any exceptions?

There are two exceptions to getting an FMM. If you’re a temporary Mexican resident and have your temporary resident’s card, or you’re a Mexican citizen. In both cases you will not need to get an FMM, however, if you have a resident’s card, you will still need to stop in immigration to get your passport stamped.

What to expect at the border

When you cross the border you’ll want to locate the area where it says “Something to Declare.” This will be immigration. If you are not certain, you can ask. If you don’t speak Spanish, but you feel bold, you can say:

¿Puede decirme dónde está inmigración, por favor?

The bottom line

When you drive into Mexico you want to make things as easy as possible for yourself. This means you should always get an FMM and eliminate issues that can create unnecessary delays in your trip.

Lastly, you’ll need to have  Mexico auto insurance with a reputable company. Remember, liability coverage from a Mexican insurer is a legal requirement in Mexico. MexicoCovered.com can help you get the best Mexican tourist auto insurance. If you’re ready to travel, get an online quote.

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What is a Mexican Temporary Vehicle Importation Permit?

What is a Mexican Temporary Vehicle Importation Permit?

Learn what a temporary vehicle importation permit is and why you need one.

Temporary Vehicle Importation Permit

Planning to drive your vehicle into Mexico? You’ll likely need a Temporary Vehicle Importation Permit (TIP). And yes—before you go, make sure you’ve got Mexico auto insurance in place. The permit lets you legally bring a foreign-plated vehicle into Mexico beyond certain zones; the insurance keeps you compliant and protected if something goes sideways.

Here’s the short version: a TIP is required for most U.S. and Canadian visitors (and Mexican citizens living abroad) when driving beyond the Free/Border Zone. Eligible travelers include those with FMM status (tourist card), Temporary Residents, Temporary Resident Students, and Mexican citizens residing abroad. You get it from one place only: Banjercito, Mexico’s official issuing authority.

How the TIP Works in the Free (Border) Zone

The Free Zone—sometimes called the Border Zone—lets you drive a foreign-plated vehicle without a TIP inside specific areas. In plain terms:

  • Up to ~25 km (about 15.5 miles) from the border generally counts as the Free Zone.
  • All of the Baja California Peninsula is a Free Zone—no TIP required there.
  • Quintana Roo (home to Cancun/Tulum) is also treated as a Free Zone for vehicles.
  • Sonora: There’s a special “Sonora Only” area west of Highway 15 and north of KM 98 where you can drive without a standard national TIP (separate rules apply to that permit).

Once you go beyond those areas, a TIP is required. You can apply online (10–60 days before your trip) or at certain border entry points. Standard vehicle TIPs (under 3.5 metric tons) are valid for up to 180 days for tourists on an FMM. RVs can qualify for a 10-year RV TIP. You generally can’t get a permit at interior checkpoints (one limited exception: the ferry terminal in La Paz with a valid FMM).

Get a TIP Online

Apply for Your Temporary Importation Permit

Visit Banjercito and apply online

Apply Online

Common Questions About the Temporary Importation Permit

What documents will I need to get a TIP?

Have these ready when you apply (online or in person):

  • Proof of citizenship (passport, passport card, or resident card)
  • For non-Mexican citizens: a valid Mexican immigration permit (e.g., FMM)
  • A valid U.S. or Canadian driver’s license
  • Vehicle registration/title in your name. If the vehicle is in a spouse’s name, bring the marriage certificate. Only the owner or their spouse can get a TIP.
  • Proof of Mexican auto insurance
  • Payment method for the fee and deposit (see below)

How much does a TIP cost?

There are two parts: a processing fee and a refundable deposit.

  • Processing fee: typically around US $45–$55 (plus IVA). Amounts can vary slightly by exchange rate and whether you buy online or at the border.
  • Refundable deposit: based on model year:
    • $400 USD — 2007 model year and newer
    • $300 USD — 2001–2006 model years
    • $200 USD — 2000 model year or older

You’ll get the deposit back when you cancel the TIP properly and on time, with no violations recorded.

Payment note: You can typically pay with cash at the border or a credit card that’s not issued by a Mexican bank/to a Mexican address. Exact payment options and fees are subject to change—Banjercito is the system of record.

What if my vehicle is leased, financed, or owned by my employer?

It’s common to drive a leased or company vehicle. Bring the extra paperwork:

  • Leased vehicles: the lease agreement and a notarized letter of permission from the leasing company.
  • Financed vehicles: the finance/purchase agreement and a notarized letter of permission from the lienholder/finance company/bank.
  • Company car: a notarized letter from your employer confirming your employment and authorization to temporarily import the vehicle.

Can I purchase a TIP online?

Yes. The fastest way is through the official Banjercito website. You’ll upload digital copies of your documents and pay online. Plan ahead:

  • Apply 10–60 days before your trip.
  • Your TIP will be delivered by email. Print the TIP and payment receipt and keep them with you when driving.
  • If you purchase your TIP online, buy your FMM online first—then stop at the border to get the immigration stamp validating it.

Are there other ways to buy a TIP?

You can purchase at Banjercito modules located at many border crossings, and some Mexican Consulates in the U.S. also process TIPs (availability can change; check before you go). Consulates that have offered TIP services include:

  • Arizona: Phoenix
  • California: Los Angeles, San Bernardino, Sacramento
  • Colorado: Denver
  • Illinois: Chicago
  • New Mexico: Albuquerque
  • Texas: Austin, Dallas, Houston

As with the online process, you’ll receive receipts and a copy of your TIP (and typically an emailed copy). Keep a printed copy with you at all times while driving in Mexico.

How do I cancel a TIP and get my deposit back?

Cancel (surrender) your TIP when you leave Mexico—generally at a Banjercito TIP return location near the border. If you don’t cancel properly, you can lose your deposit and may be blocked from getting another TIP later.

Important reminders:

  • Do not try to cancel at an interior checkpoint.
  • You cannot cancel a TIP online—do it in person at the border.

What happens if police verify my TIP?

Officers can confirm your permit via QR code or system lookup. If you’re somewhere remote without cell service, your printed TIP and receipts serve as backup verification.

How does TIP validity work?

For tourists on an FMM, a vehicle TIP generally lasts up to 180 days. For those entering under Temporary Resident status, the TIP aligns with your immigration status (and must be kept current). Always carry your TIP while driving.

Can I make multiple entries with one TIP?

Yes. As long as your permit is valid and you follow its conditions, a TIP allows multiple entries during the permitted period.

Can family members use my vehicle?

Family members can drive if they’re legally permitted and properly identified. Make sure anyone who will drive is covered under your Mexico tourist auto insurance policy terms, and that you carry valid IDs and your TIP paperwork in the vehicle.

The Bottom Line

If you’re driving beyond the Free Zone, you’ll need a TIP—and you’ll absolutely need Mexico auto insurance. Apply for your permit through Banjercito, keep your paperwork printed, and cancel the TIP properly at the border on your way out to recover your deposit and stay eligible for future permits.

Ready to roll?

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Tips for Driving in Mexico: What You Need to Know Before You Hit the Road

Tips for Driving in Mexico: What You Need to Know Before You Hit the Road

Before driving in Mexico, make sure you fully understand the laws, customs, and regulations

Drive To Mexico

Driving in Mexico can be an exciting experience, but it also requires preparation. Whether you’re planning a Baja road trip across the border or a long journey through the country, understanding the rules, road conditions, and local driving customs will help ensure a smooth and safe ride.

From proper documentation and the right Mexico auto insurance to handling road hazards, this post will walk you through the essentials of driving in Mexico.

Bring the Right Documentation

One of the most important things to do before driving in Mexico is to ensure you have all the necessary paperwork. At a minimum, you’ll need:

  • A valid driver’s license – U.S. and Canadian licenses are accepted.
  • Mexico auto insurance – Your U.S. or Canadian policy won’t cover you in Mexico, so you’ll need a separate policy. Learn more about how much Mexico tourist auto insurance costs and what coverage you might need.
  • Vehicle registration – Proof that you own the car is required. If you’re driving a leased or financed vehicle, you’ll need to know the rules for driving a financed vehicle into Mexico. for additional requirements.
  • Passport or visa – A valid passport is required, and depending on how far you travel, you may need a Forma Migratoria Múltiple (FMM).
  • Temporary Import Permit (TIP)—For non–Mexican vehicles, a TIP is required if you plan to drive outside the Mexico Free Zone.

Failing to carry the proper documentation can result in fines, delays, or even having your vehicle impounded. Be sure to check official government websites or consult with the Mexican consulate before you travel.

Understand the Roads and Driving Conditions

Driving in Mexico can feel different from what you’re used to, particularly in busy cities or on rural roads. Here are a few key points to keep in mind:

  • Road Quality Varies – Major highways (“cuotas”) are well-maintained toll roads, while free roads (“libres”) can have potholes and less signage. If you plan an adventure, like a Baja Mexico road trip, research road conditions in advance.
  • Speed Limits Differ – In general:
    • Highways: 80–100 km/h (50–62 mph)
    • City streets: 20–70 km/h (12–43 mph)
    • Residential areas: Often as low as 10 km/h (6 mph)
  • Watch for Speed Bumps (Topes) – These are often unmarked and can be found in unexpected places. Some topes are painted, while others blend into the road, so stay alert to avoid damage to your car.

Stay Safe on the Road

While Mexico is a great place to explore by car, safety should always be a priority. Here are some essential precautions:

  • Avoid Night Driving – Many highways lack proper lighting, and livestock or pedestrians may be on the road.
  • Use Toll Roads When Possible – Though they cost more, cuotas are safer, faster, and generally better maintained than free roads.
  • Be Aware of Local Traffic Laws – Some rules differ from what you’re used to, so familiarize yourself with common regulations.
  • Know What to Do in Case of an Accident – If you’re involved in a crash, you should be prepared for what to do after a car accident in Mexico.
  • Call the Green Angels for AssistanceMexico’s free roadside assistance service, the Green Angels, provides help for mechanical breakdowns, accidents, and even minor emergencies. If your car breaks down, dial 078 for help.

City Driving vs. Rural Roads

Navigating urban areas like Mexico City or Guadalajara can be overwhelming due to heavy traffic and aggressive drivers. Here’s how to handle different driving environments:

  • City Driving: Be patient and avoid rush hours (typically 7–9 AM and 5–7 PM). Traffic signals aren’t always followed strictly, so stay alert at intersections.
  • Rural Roads: These can be poorly marked, and signage might be limited. Keep an eye out for stray animals, cyclists, and unexpected potholes.

If you’re driving long distances, consider reading about clearing customs and returning to the United States to ensure a smooth trip back.

Drinking and Driving is Not Worth the Risk

Mexico has strict laws regarding drinking and driving, and enforcement is increasing. Police often conduct roadside sobriety checks, particularly in tourist-heavy areas. The legal limit varies by state, but it’s generally lower than in the U.S. or Canada.

If you’re planning a night out, consider using a taxi, rideshare service, or designated driver. The consequences of a DUI in Mexico can be severe, leading to hefty fines, jail time, and even vehicle impoundment.

The Bottom Line

Driving in Mexico can be a rewarding experience, but preparation is key. Ensure you have the correct documents, stay informed about local laws, and take safety precautions. Whether you’re embarking on an RV journey, planning a scenic coastal drive, or heading deep into the countryside, understanding the ins and outs of driving in Mexico will help make your trip enjoyable and stress-free.

If you’re shopping for Mexico auto insurance, you should know how to choose the best Mexico auto insurance policy and understand typical Mexico tourist auto insurance exclusions before buying. If you need additional support, you can contact us, or get a quote online.

Buy Mexico Auto Insurance Online

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You can quote & buy Mexico Tourist Auto Insurance online. Offered through authorized +A Rated Mexican insurance carriers.

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